Applying for your loan is easy!

Please select the option most convenient for you.

1. Complete our Complete Application Form. This is recommended if you are ready to apply now. The process can take approximately five to fifteen minutes. You will have the opportunity to save your work and return to it later.
2. Complete our Short Application Form. This process usually takes less than five minutes. A loan officer will contact you once we receive your application.
3. Call us and we will take your application over the phone.
4. Have a loan officer contact you
5. Download the loan application, complete it as best you can, then mail or fax it to us.

Helpful Tips - Document Checklist

The following Document Checklist and Instructions will help you in filling out your loan application.

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Horizon Financial Corporation (headquarters) - 271 Route 46 West, Unit H103 - Fairfield, NJ 07004
Office: (973) 244-5626 Fax: (973) 244-9364 Toll Free Nationwide: (888) 448-2594

Horizon Financial Corporation is a licensed mortgage banker, CT and NJ Department of Banking and registered mortgage broker AZ, FL, NY and TN Department of Banking; dba Horizon Mortgage (New York), Horizon Mortgage Capital (Florida) and Horizon Funding (Arizona and Tennessee).  All loans in AZ, FL, NY and TN are arranged through third party providers.

Horizon Financial Corporation is not affiliated with TFS Securities, Inc. when conducting mortgage related activities.

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