Committed to ALL your  mortgage and insurance needs!


Customers first

Satisfied customers are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage or debt consolidate, our purpose is to satisfy your needs. We put your mind at ease by offering a Mortgage Protection Program (MPP) to satisfy your budget.

Get fast answers

At our website you can find tools available to answer virtually any mortgage, insurance or investment question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if consolidatying your high interest bills will lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the types of insurance plans that can be used to protect your investment?  Visit our Insurance Resources links where you can receive quotes on a number of Mortgage Protection Programs to secure your future. 


Trust us with your financial needs.
We offer you the competitive rates and products you deserve. Whether you're a first time home buyer, refinancing or searching for life insurance to protect your loved ones - we will find you the best rate and program for your situation. Apply online today for a no-cost, no-obligation pre-approval!
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Horizon Financial Corporation (headquarters) - 271 Route 46 West, Unit H103 - Fairfield, NJ 07004
Office: (973) 244-5626 Fax: (973) 244-9364 Toll Free Nationwide: (888) 448-2594


Horizon Financial Corporation is a licensed mortgage banker, CT and NJ Department of Banking and registered mortgage broker AZ, FL, NY and TN Department of Banking; dba Horizon Mortgage (New York), Horizon Mortgage Capital (Florida) and Horizon Funding (Arizona and Tennessee).  All loans in AZ, FL, NY and TN are arranged through third party providers.

Horizon Financial Corporation is not affiliated with TFS Securities, Inc. when conducting mortgage related activities.



AAMB - Arizona Association of Mortgage Brokers Equal Housing Lender FAMB - Florida Association of Mortgage Brokers MBA NAMB - National Association of Mortgage Brokers

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